If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Home insurance is a general term used to describe two very different types of insurance:

• Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
• Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets

We can search through a range of policies to find the one that suits you best from our extensive list of insurers.